If you only ever visit the doctor when you have an emergency, you’d believe that every doctor’s trip should be urgent and borderline life threatening. “The doctor is so ineffective!” you might think. That’s not how it needs to be though.

Annual check ups and visits with mild symptoms help you get ahead of the problem, before you need urgent treatment.

The same goes for therapy, financial planning, mental and physical health. The sooner you can get ahead of and maintain it, the more likely the process will feel smooth.

When you make these types of consultations and practices a last resort, you’re also accruing a sort of debt (in the sense of technical debt) that you need to pay off in the future.

Even the best professionals in the world can only do so much in an emergency.