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	Comments for Herbert Lui	</title>
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		Comment on Maladaptive frugality by Herbert Lui		</title>
		<link>https://herbertlui.net/maladaptive-frugality/#comment-99370</link>

		<dc:creator><![CDATA[Herbert Lui]]></dc:creator>
		<pubDate>Thu, 18 Jun 2026 16:03:07 +0000</pubDate>
		<guid isPermaLink="false">https://herbertlui.net/?p=5692#comment-99370</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://herbertlui.net/maladaptive-frugality/#comment-99363&quot;&gt;malQ&lt;/a&gt;.

Thanks for sharing this, malQ. I appreciate the level of consideration you and your partner put into these decisions. It seems to be a theme in these comments.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://herbertlui.net/maladaptive-frugality/#comment-99363">malQ</a>.</p>
<p>Thanks for sharing this, malQ. I appreciate the level of consideration you and your partner put into these decisions. It seems to be a theme in these comments.</p>
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		<title>
		Comment on Maladaptive frugality by malQ		</title>
		<link>https://herbertlui.net/maladaptive-frugality/#comment-99363</link>

		<dc:creator><![CDATA[malQ]]></dc:creator>
		<pubDate>Wed, 17 Jun 2026 11:24:06 +0000</pubDate>
		<guid isPermaLink="false">https://herbertlui.net/?p=5692#comment-99363</guid>

					<description><![CDATA[Our children are doing much better than us. We did much better than our parents who fot their era did very well - one set were refugees, amother one grew up in an orphanage, and the 4th was pure middle class frugal.

The big thing about frugality is deriving value for money.

If we have to stay at expensive resorts - we would like to take our car along so that we can scout out lower cost local restaurants and activities.

If we are looking for a new home - we would like it to be on a single level with fewer rooms and &quot;things&quot;. Sure, we would like it to be in a very good neighbourhood.

If we are looking for new clothes - we would like to dispense with the older ones first. And giving away used clothes is not easy!

If we want to buy a new car - something smaller, safer with a very good and efficient 24x7x365 road side assistance scheme, which usually means, buy a popular brand. 

If we have family over from wherever in the world - it is better to shift to a resort with them, instead of stressing ourselves.

If we fly, sure, Business Class.

But our concepts of wasting money are different. A very good wine - at home, tastes better, and is usually genuine too. Music - invest in best of breed stereo systems instead of going through security and crowds. Travel - why on expensive weekends when the lower cost Tuesday flights work much better for us - and airports are less crowded too.

Most of all - why be what our children want us to be? We value our autonomy too.]]></description>
			<content:encoded><![CDATA[<p>Our children are doing much better than us. We did much better than our parents who fot their era did very well &#8211; one set were refugees, amother one grew up in an orphanage, and the 4th was pure middle class frugal.</p>
<p>The big thing about frugality is deriving value for money.</p>
<p>If we have to stay at expensive resorts &#8211; we would like to take our car along so that we can scout out lower cost local restaurants and activities.</p>
<p>If we are looking for a new home &#8211; we would like it to be on a single level with fewer rooms and &#8220;things&#8221;. Sure, we would like it to be in a very good neighbourhood.</p>
<p>If we are looking for new clothes &#8211; we would like to dispense with the older ones first. And giving away used clothes is not easy!</p>
<p>If we want to buy a new car &#8211; something smaller, safer with a very good and efficient 24x7x365 road side assistance scheme, which usually means, buy a popular brand. </p>
<p>If we have family over from wherever in the world &#8211; it is better to shift to a resort with them, instead of stressing ourselves.</p>
<p>If we fly, sure, Business Class.</p>
<p>But our concepts of wasting money are different. A very good wine &#8211; at home, tastes better, and is usually genuine too. Music &#8211; invest in best of breed stereo systems instead of going through security and crowds. Travel &#8211; why on expensive weekends when the lower cost Tuesday flights work much better for us &#8211; and airports are less crowded too.</p>
<p>Most of all &#8211; why be what our children want us to be? We value our autonomy too.</p>
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		<title>
		Comment on Maladaptive frugality by Herbert Lui		</title>
		<link>https://herbertlui.net/maladaptive-frugality/#comment-99119</link>

		<dc:creator><![CDATA[Herbert Lui]]></dc:creator>
		<pubDate>Fri, 05 Jun 2026 15:00:28 +0000</pubDate>
		<guid isPermaLink="false">https://herbertlui.net/?p=5692#comment-99119</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://herbertlui.net/maladaptive-frugality/#comment-99115&quot;&gt;sumeet&lt;/a&gt;.

Hi Sumeet, thanks for sharing! This was a really helpful comment, I&#039;m glad you wrote it and will give thought to how to master frugality. (Totally open to suggestions!)]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://herbertlui.net/maladaptive-frugality/#comment-99115">sumeet</a>.</p>
<p>Hi Sumeet, thanks for sharing! This was a really helpful comment, I&#8217;m glad you wrote it and will give thought to how to master frugality. (Totally open to suggestions!)</p>
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		<title>
		Comment on Maladaptive frugality by sumeet		</title>
		<link>https://herbertlui.net/maladaptive-frugality/#comment-99115</link>

		<dc:creator><![CDATA[sumeet]]></dc:creator>
		<pubDate>Fri, 05 Jun 2026 07:03:14 +0000</pubDate>
		<guid isPermaLink="false">https://herbertlui.net/?p=5692#comment-99115</guid>

					<description><![CDATA[Hi Herbert, this resonated. I was actually looking forward to more reads on how to actually practice making frugality my servant. Its easy to say &quot;be mindful&quot; but putting it into use takes some mindspace.]]></description>
			<content:encoded><![CDATA[<p>Hi Herbert, this resonated. I was actually looking forward to more reads on how to actually practice making frugality my servant. Its easy to say &#8220;be mindful&#8221; but putting it into use takes some mindspace.</p>
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		<title>
		Comment on Maladaptive frugality, at Hacker News by Herbert Lui		</title>
		<link>https://herbertlui.net/maladaptive-frugality-at-hacker-news/#comment-98518</link>

		<dc:creator><![CDATA[Herbert Lui]]></dc:creator>
		<pubDate>Sat, 09 May 2026 23:43:53 +0000</pubDate>
		<guid isPermaLink="false">https://herbertlui.net/?p=5724#comment-98518</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://herbertlui.net/maladaptive-frugality-at-hacker-news/#comment-98517&quot;&gt;Ricky Yean&lt;/a&gt;.

Thanks for writing that post, and sharing the reference, Ricky! It would be great to see the lessons you learned.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://herbertlui.net/maladaptive-frugality-at-hacker-news/#comment-98517">Ricky Yean</a>.</p>
<p>Thanks for writing that post, and sharing the reference, Ricky! It would be great to see the lessons you learned.</p>
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		<title>
		Comment on Maladaptive frugality, at Hacker News by Ricky Yean		</title>
		<link>https://herbertlui.net/maladaptive-frugality-at-hacker-news/#comment-98517</link>

		<dc:creator><![CDATA[Ricky Yean]]></dc:creator>
		<pubDate>Sat, 09 May 2026 23:04:18 +0000</pubDate>
		<guid isPermaLink="false">https://herbertlui.net/?p=5724#comment-98517</guid>

					<description><![CDATA[Author of that mindset inequality article here. Ten-ish years later still haven&#039;t written the follow-up, but have been collecting a lot of lessons along the way to counteract that scarcity mindset. Sendhil Mullainathan&#039;s research is a big source of inspiration to me.]]></description>
			<content:encoded><![CDATA[<p>Author of that mindset inequality article here. Ten-ish years later still haven&#8217;t written the follow-up, but have been collecting a lot of lessons along the way to counteract that scarcity mindset. Sendhil Mullainathan&#8217;s research is a big source of inspiration to me.</p>
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		<title>
		Comment on Maladaptive frugality by Herbert Lui		</title>
		<link>https://herbertlui.net/maladaptive-frugality/#comment-98170</link>

		<dc:creator><![CDATA[Herbert Lui]]></dc:creator>
		<pubDate>Fri, 01 May 2026 19:01:52 +0000</pubDate>
		<guid isPermaLink="false">https://herbertlui.net/?p=5692#comment-98170</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://herbertlui.net/maladaptive-frugality/#comment-98168&quot;&gt;cgat&lt;/a&gt;.

Hi cgat, thanks for reading and for the kind words. Yes! This link should work: https://herbertlui.net/feed]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://herbertlui.net/maladaptive-frugality/#comment-98168">cgat</a>.</p>
<p>Hi cgat, thanks for reading and for the kind words. Yes! This link should work: <a href="https://herbertlui.net/feed" rel="ugc">https://herbertlui.net/feed</a></p>
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		<title>
		Comment on Maladaptive frugality by cgat		</title>
		<link>https://herbertlui.net/maladaptive-frugality/#comment-98168</link>

		<dc:creator><![CDATA[cgat]]></dc:creator>
		<pubDate>Fri, 01 May 2026 17:20:33 +0000</pubDate>
		<guid isPermaLink="false">https://herbertlui.net/?p=5692#comment-98168</guid>

					<description><![CDATA[@Herbert Great post. I&#039;m in a similar transition and always framed it as moving toward a value base approach as opposed to purely frugal based. I like the malapative frugality framing though. It&#039;s always nice when someone can articulate something better than yourself.

PS Do you have an rss feed?]]></description>
			<content:encoded><![CDATA[<p>@Herbert Great post. I&#8217;m in a similar transition and always framed it as moving toward a value base approach as opposed to purely frugal based. I like the malapative frugality framing though. It&#8217;s always nice when someone can articulate something better than yourself.</p>
<p>PS Do you have an rss feed?</p>
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		<title>
		Comment on Maladaptive frugality by Herbert Lui		</title>
		<link>https://herbertlui.net/maladaptive-frugality/#comment-98167</link>

		<dc:creator><![CDATA[Herbert Lui]]></dc:creator>
		<pubDate>Fri, 01 May 2026 17:16:06 +0000</pubDate>
		<guid isPermaLink="false">https://herbertlui.net/?p=5692#comment-98167</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://herbertlui.net/maladaptive-frugality/#comment-98162&quot;&gt;Kipper MacCullen-Steinman&lt;/a&gt;.

Hi Kipper, thanks for reading. I like how specific your comment was, very relatable.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://herbertlui.net/maladaptive-frugality/#comment-98162">Kipper MacCullen-Steinman</a>.</p>
<p>Hi Kipper, thanks for reading. I like how specific your comment was, very relatable.</p>
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		<title>
		Comment on Maladaptive frugality by Herbert Lui		</title>
		<link>https://herbertlui.net/maladaptive-frugality/#comment-98166</link>

		<dc:creator><![CDATA[Herbert Lui]]></dc:creator>
		<pubDate>Fri, 01 May 2026 17:15:01 +0000</pubDate>
		<guid isPermaLink="false">https://herbertlui.net/?p=5692#comment-98166</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://herbertlui.net/maladaptive-frugality/#comment-98160&quot;&gt;J&lt;/a&gt;.

Thanks for reading and sharing, J. Different archetypes is interesting.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://herbertlui.net/maladaptive-frugality/#comment-98160">J</a>.</p>
<p>Thanks for reading and sharing, J. Different archetypes is interesting.</p>
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